news American Express card members in Australia can now use Apple Pay to purchase products and services at participating merchants across the country.
Entry into Australia means Apple Pay is now active in four countries, with the US, the UK and Canada also on the list. The service went live in Canada on 17 November.
Apple’s mobile payment and digital wallet system, which launched in the US in 2014, can be used on the iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPad and Apple Watch.
Members can add their eligible personal, small business and corporate American Express card and pay at stores where contactless American Express payments are currently accepted. Users can also use Apple Pay to pay within participating merchant apps.
People using an eligible American Express Card with Apple Pay will receive real-time notifications and will be able to use their iOS device to view details of all recent purchases on their card.
Apple Pay also gives direct access to the American Express mobile app, providing access to Amex Offers and the ability to use their membership rewards points to pay for recent purchases.
“At American Express we are focused on giving our customers innovative, convenient and secure ways to pay, said Dean Chadwick, VP Consumer Marketing, American Express Australia and New Zealand. “With Australians leading the world in the adoption of contactless payments, we are proud to now offer the convenience and security of Apple Pay to our customers.”
One of the key features of Apple Pay is security. When a user adds a card to Apple Pay, the actual card numbers are not stored on the device. Instead, a unique device account number is assigned, encrypted and securely stored in the Secure Element on their device.
The app keeps customer payment information hidden from retailers and creates a dynamic security code that is generated for each transaction. Furthermore, Apple has said that it does not track usage, which stays between the customers, vendors and banks. Should the device be lost, users can also remotely halt the service using the Find My iPhone service.
Emily Roberts, Vice President Global Merchant Services, American Express Australia and New Zealand, said that payment innovations such as Apple Pay also bring benefits for merchants.
“Our merchant customers continually look for efficient and secure ways for their customers to shop and pay, while decreasing the time spent at the point of sale,” she said. “The introduction and rapid adoption of contactless technology has helped satisfy shoppers’ desire for speed and convenience as well as simplified the payment process for businesses. American Express is able to build on this innovation with the introduction of Apple Pay for our card members.”
Image credit: Apple